1. The national average cost of assisted living is $48,612 per year.
2. People with chronic health conditions are more likely to believe they will age in place than the general public.
3. Tech literacy, finances and fitness level are the top three challenges for aging adults who want to age in place.
4. The lack or loss of a feeling of belonging to community/neighborhood or place has the strongest negative impact on the ability to successfully age in place.

1. Is your current home comfortable (warm or cool enough, clean), safe (everything you need within reach), and affordable (within your budget)?
2. Three million older adults are treated in the emergency department for fall injuries each year.
3. Many adults 60+ years of age live in homes that are 50 years or older, leading to costly repairs, remodels and modifications needed to safely age in place.
4. Installing grab bars, lever handles and no-step entries can help lessen the chance of falling in and around the home.

1. Enrollment into Medicare Part A is automatic on the first day of the month that a person turns 65 years old.
2. Initial enrollment period into Medicare starts 3 months before you turn 65 + the month you turn 65 + the 3 months after you turn 65.
3. Medicare Part B does not cover things like routine foot, vision, hearing or dental care.
4. There are four types of Medicare Advantage plans – each has its own set of rules and financial parameters.

1. Cognitive decline has been linked to a reduction in wealth – studies have shown that a 10-15% cognitive decline equated to 15-18% loss in wealth and assets in a 2-year period.
2. Financial abuse is when someone takes money or property from an older person without their knowledge, understanding, or consent; in those 65 and older, this is considered Elder Abuse.
3. Only 42% of Americans have attempted to figure out how much money they should be saving for retirement…and for aging – the longer we live, the more money we need to have set aside.
4. If you have not legally named a Power of Attorney (financial or medical), only a court-appointed guardian can make decisions for you if you become incapacitated (stroke, dementia, coma).

1. Lack of transportation in older adults can lead to poor health outcomes due to missed appointments or not making health appointments at all.
2. 80% of people over 65 have at least one chronic condition; 68% have two or more chronic conditions; transportation is essential for proper management of these conditions (follow-up appointments, medication pick-up).
3. Many people over 65 rely on family, friends, and neighbors for transportation which may not be a sustainable source of transportation.
4. “Safe mobility is essential to continued engagement in civic, social, and community life, and to the human interactions necessary for health, well-being, and quality of life.” **

**The Gerontologist – Oxford Academy

1. Social isolation significantly increases the risk of premature death among those aged 50 and older.
2. One in five Americans over the age of 65 are socially isolated; social isolation is now considered a public health epidemic.
3. Signs of isolation include a general lack of interest, extreme boredom, lack of personal hygiene, and poor eating habits (eating food with little to no nutritional value).
4. Resources to combat social isolation and feelings of loneliness can be found on a local, state, and national level. Reaching out to someone is the first step.

1. Working with a Certified Senior Advisor means you are working with someone who has completed in-depth study of all aspects regarding aging.
2. CSAs agree to follow a code of ethics and professional responsibilities when conducting business.
3. Word of mouth recommendations from family and friends are great; contact one of our CSAs to verify that the information you are getting is accurate and valid – ‘trust but verify’, as the saying goes.
4. An initial consultation with one of our CSAs is complimentary! You have nothing to lose and lots of great information and resources to gain.